Owner Guides
Plain-English answers to Florida’s condo questions.
Free guides from the authors of The Florida Condominium Owner’s Manual: a Certified General Contractor and a Professional Engineer who work inside these buildings every week.
Inspections
Florida Milestone Inspections, Explained for Owners
Which buildings need one, what Phase 1 and Phase 2 involve, and what happens after the report lands.
Read the guide →
Reserves
What Is a SIRS?
The eight mandatory components, the deadlines, who may perform one, and why these reserves cannot be waived.
Read the guide →
Money
Special Assessments: What Owners Should Know
Why they happen, whether the board can levy alone, and your options when the letter arrives.
Read the guide →
Money
The New Reserve Funding Rules
Straight-line versus pooled, why waiving ended, and what to ask at budget season.
Read the guide →
Buying
Buying a Florida Condo in 2026
The due diligence, disclosures, and financing realities that protect you before closing.
Read the guide →
Turnover
Developer Turnover: What New Boards Must Do
When control transfers, what the developer owes you, and the deadlines that protect your defect claims.
Read the guide →
Insurance
Master Policy vs. Your HO-6
Where the association’s coverage stops, what your policy must pick up, and the loss assessment gap.
Read the guide →
Governance
Before You Join the Board
Fiduciary duty, the 4-hour course, D&O insurance, and the questions to ask before saying yes.
Read the guide →
Reference
The Florida Condo Glossary
Every term from SIRS to spalling, defined in plain English. Each entry has its own link.
Read the guide →
Reference
The Compliance Calendar
Every recurring Chapter 718 deadline in one table, from budget notices to repair clocks.
Read the guide →
Want the full picture, in plain English?
The Florida Condominium Owner’s Manual covers all of this across 26 chapters. Start with the free chapter on assessments, budgets, and reserves.